Personalised Comprehensive Insurance Products
Professional Insurance and Financial Services
Financial security for the family on death.
If invested wisely, can substitute the income of the deceased person, so the family living standards are maintained.
To pay off any debts of the deceased and /or the family.
Use funds to educate the children and possible set up the children, especially in our economy and country.
Key Person cover needs for key person in business with special skills ,on death and disability.
Pays out lump sum on disability, either similar or any occupation, most time 6 month waiting period.
It’s possible to receive a monthly income and/or lump sum on disability.
Pays monthly income on temporary disability,7 day waiting period, pays from day one.
Pays monthly income for the rest of your life on permanent disability , over and above the lumpsum pay-out.
Business overhead expenses can be included ,a must for small business, especially one or two man show
Pays lump sum on a dread disease event, eg. Heart attack, cancer, bypass & stroke , and you can go back to work.
Some products pay multiple claim on the same event but pay-out percentage on severity levels ,while others pays out 100 % on any severity levels for the same event.
Most or all the product providers pay out multiple claims on different events.